Text size
a a a
0800 028 3142

Keep up to date with the latest equity release news including updates on new products, rate changes and any special offers we can pass on from time to time.

How much equity can I release?

Company logo
Compare Equity Release
Checked for accuracy and updated on 17 August 2022

If you are currently considering unlocking the equity from the value of your home, you are probably wondering how much capital you can raise.

To confirm whether you can release equity from your property, lenders will consider several factors, including the type of loan you wish to take and the amount of equity you want to release.

The value of your property will, of course, be a big influence on the equity you can release and the money you can access, but there are several other considerations too, such as:

  • The age of the youngest homeowner - the minimum age for an equity release plan is normally 55.
  • The health and lifestyle of the homeowners. Some health conditions could enable you to borrow more through what is known as an ‘enhanced’ lifetime mortgage .
  • Whether the applicant has full ownership of their property. For those who still have an outstanding mortgage or debt secured against their house, the maximum amount that can be released will be reduced by the amount of outstanding mortgage or secured loan that must be repaid.
  • The type of construction of your property and its condition – which your local Equity Release Supermarket adviser will talk through with you in more detail.

Equity release calculator

While we would always recommend speaking to one of our experienced advisers for a thorough and professional evaluation of your circumstances, we do have several online calculators to give you an idea of how much you could borrow with the different types of lifetime mortgages that are available.

Expert advice, whenever you need it

expert adviser
Connect with your local adviser