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Compare the latest equity release deals
Once you’ve found a plan you like, you have several options. To find out more about it, click ‘More info’. To get a personalised quotation from your Equity Release Supermarket adviser, click ‘Get quote’. Or to find deals tailored just for you, click ’Get smartER’ and use our intelligent search engine.
| Provider | Product | Type | Rate | APR | Incentive | ||
|---|---|---|---|---|---|---|---|
|
Classic Super Lite | Fixed | 2.22% | 2.35% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Super Lite (fee free) | Fixed | 2.27% | 2.35% |
Yes
|
More info Get quote Get smartER | |
|
Flexi Choice Super Lite (fee free) | Fixed | 2.27% | 2.36% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Super Lite | Fixed | 2.22% | 2.37% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Lite | Fixed | 2.26% | 2.38% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Lite (fee free) | Fixed | 2.30% | 2.38% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Lite (fee free) | Fixed | 2.30% | 2.39% |
Yes
|
More info Get quote Get smartER | |
|
|
Premier Flexible Black | Fixed | 2.28% | 2.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Pink | Fixed | 2.30% | 2.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Premier Flexible Black (fee free) | Fixed | 2.32% | 2.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Pink (fee free) | Fixed | 2.33% | 2.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Lite | Fixed | 2.26% | 2.41% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Lite Plus | Fixed | 2.37% | 2.47% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign A | Fixed | 2.30% | 2.48% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Lite Plus (fee free) | Fixed | 2.42% | 2.49% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Orange | Fixed | 2.44% | 2.50% |
Yes
|
More info Get quote Get smartER | |
|
Lifetime Mortgage LS1 | Fixed | 2.46% | 2.50% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Midi | Fixed | 2.37% | 2.52% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Midi (fee free) | Fixed | 2.42% | 2.52% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign A (Fees Package) | Fixed | 2.60% | 2.58% |
Yes
|
More info Get quote Get smartER | |
|
Drawdown+ Lite | Fixed | 2.44% | 2.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Drawdown+ Standard 1 | Fixed | 2.46% | 2.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Orange (fee free) | Fixed | 2.48% | 2.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Pink (cashback 2%) | Fixed | 2.53% | 2.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Midi | Fixed | 2.50% | 2.62% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Midi (fee free) | Fixed | 2.54% | 2.62% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Extra (fee free) | Fixed | 2.54% | 2.64% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Extra | Fixed | 2.50% | 2.65% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign B | Fixed | 2.49% | 2.68% |
Yes
|
More info Get quote Get smartER | |
|
Lifestyle Lite Flexi | Fixed | 2.55% | 2.70% |
Yes
|
More info Get quote Get smartER | |
|
Lifestyle Flexible Enhanced | Fixed | 2.59% | 2.70% | No | More info Get quote Get smartER | |
|
|
Flexible Yellow | Fixed | 2.60% | 2.70% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifetime Mortgage LS2 | Fixed | 2.63% | 2.70% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Yellow (fee free) | Fixed | 2.64% | 2.70% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Choice Super Lite | Fixed | 2.61% | 2.71% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign B (Fees Package) | Fixed | 2.79% | 2.77% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Orange (cashback 2%) | Fixed | 2.68% | 2.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Green | Fixed | 2.73% | 2.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Green (fee free) | Fixed | 2.76% | 2.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifetime Mortgage LS3 | Fixed | 2.81% | 2.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Midi Plus (fee free) | Fixed | 2.75% | 2.82% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Midi Plus | Fixed | 2.73% | 2.83% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Plus (fee free) | Fixed | 2.75% | 2.85% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign Elite A | Fixed | 2.80% | 2.85% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Plus | Fixed | 2.73% | 2.89% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifestyle Flexible Option | Fixed | 2.75% | 2.90% | No | More info Get quote Get smartER | |
|
|
Flexible Turquoise | Fixed | 2.81% | 2.90% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Yellow (cashback 2%) | Fixed | 2.83% | 2.90% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Turquoise (fee free) | Fixed | 2.85% | 2.90% |
Yes
|
More info Get quote Get smartER | |
|
Just For You J1 | Fixed | 2.89% | 2.90% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Max | Fixed | 2.81% | 2.91% |
Yes
|
More info Get quote Get smartER | |
|
|
Classic Max (fee free) | Fixed | 2.84% | 2.91% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Max (fee free) | Fixed | 2.84% | 2.95% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexi Choice Max | Fixed | 2.81% | 2.97% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign C | Fixed | 2.79% | 2.99% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Green (cashback) | Fixed | 2.96% | 3.00% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign Elite B | Fixed | 2.99% | 3.04% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifestyle Gold Flexi | Fixed | 2.90% | 3.05% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Super Lite Flexi | Fixed | 2.95% | 3.07% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign C (Fees Package) | Fixed | 3.09% | 3.08% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Turquoise (cashback) | Fixed | 3.05% | 3.10% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifetime Mortgage LS4 | Fixed | 3.15% | 3.20% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Choice Lite | Fixed | 3.09% | 3.21% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Choice | Fixed | 3.10% | 3.22% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Teal | Fixed | 3.20% | 3.30% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Teal (fee free) | Fixed | 3.24% | 3.30% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Lite Flexi | Fixed | 3.24% | 3.30% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign Elite C | Fixed | 3.29% | 3.35% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Super Lite Flexi Cashback (3%) | Fixed | 3.25% | 3.38% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifetime Mortgage LS5 | Fixed | 3.39% | 3.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 1 - (Ages 55-70) | Fixed | 3.34% | 3.46% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Teal (cashback 2%) | Fixed | 3.44% | 3.50% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Blue | Fixed | 3.42% | 3.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Blue (fee free) | Fixed | 3.45% | 3.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 1 - (Age 55-70) Cashback 2% | Fixed | 3.54% | 3.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Lite Flexi Cashback (3%) | Fixed | 3.54% | 3.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage (Gilt ERC) | Fixed | 3.45% | 3.65% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage (Fixed ERC) | Fixed | 3.50% | 3.70% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 1 - (Ages 71+) | Fixed | 3.58% | 3.71% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage (Gilt ERC + Fees Package) | Fixed | 3.65% | 3.74% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage (Fixed ERC + Fees Package) | Fixed | 3.70% | 3.79% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Blue (cashback 2%) | Fixed | 3.65% | 3.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Lifetime Mortgage LS6 | Fixed | 3.71% | 3.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Gold Flexi | Fixed | 3.73% | 3.80% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Midi (Gilt ERC) | Fixed | 3.67% | 3.88% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Navy | Fixed | 3.72% | 3.90% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Navy (fee free) | Fixed | 3.75% | 3.90% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 1 - (Ages 71+) | Fixed | 3.78% | 3.92% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Midi (Fixed ERC) | Fixed | 3.72% | 3.93% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Freedom 40 | Fixed | 3.75% | 3.93% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Midi (Gilt ERC + Fees Package) | Fixed | 3.87% | 3.96% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 2 | Fixed | 3.89% | 3.96% |
Yes
|
More info Get quote Get smartER | |
|
|
Maximum Choice Lite | Fixed | 3.88% | 4.01% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Midi (Fixed ERC + Fees Package) | Fixed | 3.92% | 4.01% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Choice Plus | Fixed | 3.91% | 4.05% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Navy (cashback 2%) | Fixed | 3.95% | 4.10% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Gold Flexi Cashback (3%) | Fixed | 4.03% | 4.10% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Plus (Gilt ERC) | Fixed | 3.95% | 4.16% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Freedom 40 Midi | Fixed | 3.97% | 4.16% |
Yes
|
More info Get quote Get smartER | |
|
Flexible Lifetime Mortgage V4 | Fixed | 3.98% | 4.20% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Plus (Fixed ERC) | Fixed | 4.00% | 4.21% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Plus (Fixed ERC) | Fixed | 4.00% | 4.21% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 3 - (Ages 55-70) | Fixed | 4.07% | 4.22% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Plus (Gilt ERC + Fees Package) | Fixed | 4.15% | 4.24% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 3 - (Ages 71+) | Fixed | 4.12% | 4.27% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Plus (Fixed ERC + Fees Package) | Fixed | 4.20% | 4.30% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max (Gilt ERC) | Fixed | 4.11% | 4.32% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max (Fixed ERC) | Fixed | 4.16% | 4.37% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Gold Plus Flexi | Fixed | 4.30% | 4.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max (Gilt ERC + Fees Package) | Fixed | 4.31% | 4.40% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 3 - (Age 55-70) Cashback 2% | Fixed | 4.26% | 4.42% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 3 - (Age 55-70) Cashback 2% | Fixed | 4.26% | 4.42% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Freedom 40 Plus | Fixed | 4.25% | 4.45% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max (Fixed ERC + Fees Package) | Fixed | 4.36% | 4.45% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 5 | Fixed | 4.30% | 4.46% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 3 - (Ages 71+) Cashback 2% | Fixed | 4.31% | 4.47% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Indigo | Fixed | 4.32% | 4.50% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Indigo (fee free) | Fixed | 4.36% | 4.50% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign D | Fixed | 4.36% | 4.61% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Freedom 40 Max | Fixed | 4.41% | 4.62% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 5 Cashback 2% | Fixed | 4.49% | 4.65% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Indigo (cashback 2%) | Fixed | 4.55% | 4.70% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Gold Plus Cashback (3%) | Fixed | 4.60% | 4.70% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign D (Fees Package) | Fixed | 4.66% | 4.71% |
Yes
|
More info Get quote Get smartER | |
|
|
Maximum Choice | Fixed | 4.67% | 4.83% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max Plus (Gilt ERC) | Fixed | 4.65% | 4.87% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 5 Cashback 4% | Fixed | 4.70% | 4.87% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max Plus (Fixed ERC) | Fixed | 4.70% | 4.92% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Platinum Flexi | Fixed | 4.78% | 4.96% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max Plus (Gilt ERC + Fees Package) | Fixed | 4.85% | 4.96% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Lifetime 5 Cashback 5% | Fixed | 4.80% | 4.98% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Max Plus (Fixed ERC + Fees Package) | Fixed | 4.90% | 5.01% |
Yes
|
More info Get quote Get smartER | |
|
|
Maximum Choice Plus | Fixed | 4.91% | 5.08% |
Yes
|
More info Get quote Get smartER | |
|
|
Interest Select Gold Flexi | Fixed | 4.94% | 5.10% |
Yes
|
More info Get quote Get smartER | |
|
|
Heritage Freedom 40 Max Plus | Fixed | 4.95% | 5.18% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Platinum Flexi Cashback (3%) | Fixed | 5.08% | 5.28% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Violet | Fixed | 5.10% | 5.30% |
Yes
|
More info Get quote Get smartER | |
|
|
Flexible Violet (fee free) | Fixed | 5.14% | 5.30% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign E | Fixed | 5.08% | 5.36% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign E (Fees Package) | Fixed | 5.38% | 5.46% |
Yes
|
More info Get quote Get smartER | |
|
|
Prestige Options Flexi | Fixed | 5.37% | 5.50% |
Yes
|
More info Get quote Get smartER | |
|
|
Interest Select Platinum Flexi | Fixed | 5.41% | 5.60% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Enhanced | Fixed | 5.40% | 5.69% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign F | Fixed | 5.57% | 5.88% |
Yes
|
More info Get quote Get smartER | |
|
|
Sovereign F (Fees Package) | Fixed | 5.87% | 5.97% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Enhanced Cashback 1% | Fixed | 5.70% | 6.00% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Enhanced Cashback 2% | Fixed | 5.75% | 6.06% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Enhanced Cashback 3% | Fixed | 5.80% | 6.11% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Enhanced Cashback 4% | Fixed | 5.85% | 6.16% |
Yes
|
More info Get quote Get smartER | |
|
|
Capital Select Platinum Plus Flexi | Fixed | 6.03% | 6.20% |
Yes
|
More info Get quote Get smartER | |
|
|
Tailored Enhanced Cashback 5% | Fixed | 5.90% | 6.22% |
Yes
|
More info Get quote Get smartER | |
These are lifetime mortgage and home reversion schemes. To understand their features, benefits and risks, please contact Equity Release Supermarket for a no obligation, personalised, key facts illustration. All equity release quotes can be tailored to your own circumstances and you are under no obligation to proceed. Use our equity release calculator to work out how much money you can release from your property.
What would you like to do next?
Classic Super Lite
- 2.22%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Super Lite (fee free)
- 2.27%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Super Lite (fee free)
- 2.27%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£150,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Super Lite
- 2.22%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£150,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Lite
- 2.26%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Lite (fee free)
- 2.30%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Lite (fee free)
- 2.30%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£150,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Premier Flexible Black
- 2.28%
Continue to Adviser
Criteria
Age range
55
- 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£2,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees
Valuation fee
FREE
Application fee
£599
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Flexible Pink
- 2.30%
Continue to Adviser
Criteria
Age range
55
- 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£750,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees
Valuation fee
FREE
Application fee
£599
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Premier Flexible Black (fee free)
- 2.32%
Continue to Adviser
Criteria
Age range
55
- 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£2,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Flexible Pink (fee free)
- 2.33%
Continue to Adviser
Criteria
Age range
55
- 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£750,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Flexi Choice Lite
- 2.26%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£150,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Lite Plus
- 2.37%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Sovereign A
- 2.30%
Continue to Adviser
Criteria
Age range
55
- 85
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£725,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£70,000
Unlimited
Early Repayment Charges
Fixed - Yrs 0-5 = 8%, Yrs 6-8 = 6%, Yrs 9+ = 0% of initial advance
Lender Details
Fees
Valuation fee
FREE
Application fee
£895
Cashback
£600
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Classic Lite Plus (fee free)
- 2.42%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexible Orange
- 2.44%
Continue to Adviser
Criteria
Age range
55
- 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£750,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees
Valuation fee
FREE
Application fee
£599
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Lifetime Mortgage LS1
- 2.46%
Continue to Adviser
Criteria
Age range
55
- 85
Plan Term
Lifetime
Minimum loan
Maximum loan
£30,000
£600,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10 = 1%, Yr 11+ = 0% of the initial amount advanced
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Cashback
£600
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Flexi Choice Midi
- 2.37%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£150,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Midi (fee free)
- 2.42%
Continue to Adviser
Criteria
Age range
55
- 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
Wales
Scotland
England
Minimum valuation
Maximum valuation
£150,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Sovereign A (Fees Package)
- 2.60%
Continue to Adviser
Criteria
Age range
55
- 85
Plan Term
Lifetime
Minimum loan
Maximum loan
£20,000
£725,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£70,000
Unlimited
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10 = 1%, Yr 11+ = 0% of the initial amount advanced
Lender Details
Fees
Valuation fee
FREE
Application fee
£895
Cashback
£900
,
3%
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr early repayment exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
