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October’s best selling deals
| Product | Rate | APR | Ranking | ||
|---|---|---|---|---|---|
|
Lifestyle Flexible Option | 2.82% | 2.90% | More info Get quote Get smartER | |
|
Classic Super Lite (fee free) | 2.56% | 2.65% | More info Get quote Get smartER | |
|
Lump Sum+ | 2.57% | 2.60% | More info Get quote Get smartER | |
|
|
Classic Super Lite (fee free) | 2.56% | 2.65% | More info Get quote Get smartER | |
|
|
Flexible Pink | 2.55% | 2.70% | More info Get quote Get smartER |
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Why are you interested in
releasing equity from your home?
releasing equity from your home?
Please select the purpose for your release of equity
Lifestyle Flexible Option
- 2.82%
Continue to Adviser
Criteria
Age range
55+
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£10,000,000
Property location
England
Scotland
Wales
N. Ireland
Minimum valuation
Maximum valuation
£75,000
Unlimited
Early Repayment Charges
Linked to a specific government gilt - variable penalty capped at 25% of the initial loan
Lender Details
Fees & Incentives
Valuation fee
Yes
Application fee
£5
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 3 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
Classic Super Lite (fee free)
- 2.56%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
Yes
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Lump Sum+
- 2.57%
Continue to Adviser
Criteria
Age range
60 - 95
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,500,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£5,000,000
Early Repayment Charges
Fixed - Yrs 1-5 = 5%, Yrs 6-10 = 3%, Yrs 11+ = 0% of capital repaid
Lender Details
Fees & Incentives
Valuation fee
Yes
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Classic Super Lite (fee free)
- 2.56%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£100,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
Yes
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexible Pink
- 2.55%
Continue to Adviser
Criteria
Age range
55 - 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£750,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees & Incentives
Valuation fee
Yes
Application fee
£599
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Inheritance protection
Is the ability to protect a percentage of the value of your property upon sale, thus ensuring an inheritance is passed onto your beneficiaries.
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equity release discovery tool
Our new search engine, smartER™, is the most intelligent equity release tool in the market, giving you more power and control of finding the right deal for you.
By analysing your individual circumstance and searching the whole of the market, smartER™ finds the best, most relevant deals for you and your personal aspirations.
Expert advice, whenever you need it
Expert advice, whenever you need it
Current FCA regulations mean you are required to seek financial advice before releasing equity from your home. Compare Equity Release is part of the Equity Release Supermarket family, which means you can rest assured that you’re in safe hands if and when you would like to speak to an adviser.
All Equity Release Supermarket advisers are fully qualified and regulated by the Financial Conduct Authority and would be more than happy to meet you with no obligation to proceed. Located all over the UK our advisers would be happy to answer any questions, no matter how big or small, in the comfort of your own home or over the phone – you choose whichever suits you best.
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