Compare the whole of the equity release market.

Find the right deal for you.

Product	Rate	APR
Lifestyle Flexible Option	2.83%	2.9%	More info Get quote Get smartER
Prime Choice	5.37%	6.07%	More info Get quote Get smartER
Capital Choice Super Lite	2.84%	2.95%	More info Get quote Get smartER
Capital Choice Lite	3.13%	3.25%	More info Get quote Get smartER
Flexi Choice Super Lite (fee free)	2.41%	2.5%	More info Get quote Get smartER

Our new search engine, smartER™, is the most intelligent equity release tool in the market, giving you more power and control of finding the right deal for you.

By analysing your individual circumstance and searching the whole of the market, smartER™ finds the best, most relevant deals for you and your personal aspirations.

Expert advice, whenever you need it

Current FCA regulations mean you are required to seek financial advice before releasing equity from your home. Compare Equity Release is part of the Equity Release Supermarket family, which means you can rest assured that you’re in safe hands if and when you would like to speak to an adviser.

All Equity Release Supermarket advisers are fully qualified and regulated by the Financial Conduct Authority and would be more than happy to meet you with no obligation to proceed. Located all over the UK our advisers would be happy to answer any questions, no matter how big or small, in the comfort of your own home or over the phone – you choose whichever suits you best.

What our happy customers have to say about our advisers

Very clear & in-depth explanation. Answered all my queries & made excellent recommendations which exceeded my expectations.... READ MORE

Ms M - Milton Keynes, Buckinghamshire

Jennie was very helpful & pleasant in explaining & dealing with our application & in advising on our specific needs.

Mr & Mrs M - Llandudno, North Wales

Trouble free, highly recommended first class service.

Mr & Mrs C - Sandycroft, Flintshire

I felt confident in the advice I was given & the knowledge of Simon. This allowed me to make an informed decision with no... READ MORE

Mrs P - Chorlton, Manchester

Phil was friendly, but very professional, and went through the whole process, and its implications in great detail and to... READ MORE

Mrs E - Wetherby, Yorkshire

Nigel Hall was a pleasure. Competent, efficient and very quick to respond.

Mr C - Horncastle, Lincolnshire

Once again, may I thank you for all your help in sorting out the Equity Release - it was a very professional service that... READ MORE

Mr T - Croydon, Surrey

Jane Dickinson was very clear, concise & helpful. We had done some research ourselves & found this backed up all her advice... READ MORE

Mr & Mrs S - Baguley, Manchester

Anthony Robinson at Equity Release Supermarket was superb. A lovely friendly, genial man with a very comprehensive knowledge... READ MORE

Ms J - Brighouse, West Yorkshire

Graham Evans was friendly & professional throughout the process fully explaining all the options open to me. I wouldn't hesitate... READ MORE

Mr M - Stockton, County Durham

It's nice to be able to say that Gareth Humphreys, besides being very knowledgable & most patient, became a friend.

Mr W - Potters Bar, Hertfordshire

I found the service to be very efficient, fast & friendly. I would recommend them to anyone who is interested in equity release.... READ MORE

Mr L - Swansea, Wales

Will Massey was professional, helpful and immediately answered any queries I had.

Mrs I - Northampton

Good advice given, but with no pressure to accept. We were allowed to 'buy' rather than be 'sold'.

Mrs & Mrs P - Cambridge

Helen was amazing from start to finish. I was very impressed with the service Helen offered & would recommend her 100%

Mrs C - Saffron Walden, Essex

Excellent communication, fast reply and very polite which makes a nice change. Ellis was extremely knowledgeable about the... READ MORE

Mr F - Carlisle

Having asked for advice online on a Sunday & were contacted by the adviser at 8.40am Monday morning. James understood our... READ MORE

Mr D - Chepstow, Monmouthshire

Quick response to initial enquiry & meeting with adviser was arranged without delay. He was polite, friendly & very professional,... READ MORE

Mrs H - Ilkestone, Derbyshire

You could not be beaten on price and the £200 M&S voucher makes it even cheaper. Could not fault the service.

Mr G - Taunton, Somerset

Ron was a very easy person to get on with and looked after us very well.

Mr S - Spilsby, Lincolnshire

Allen impressed from the start & proved to be most responsive & helpful when we hot some difficult challenges. Highly professional... READ MORE

Ms O - Salisbury, Wiltshire

Test

We believe we chose well. Brian helped us understand what we needed to do & also gave us alternative options. There was no... READ MORE

Mr & Mrs D - Barry, Vale of Glamorgan

Excellent, friendly & not pushy at all. Service from my local representative couldn't be bettered. Whole process was surprisingly... READ MORE

Mrs P - Paignton, Devon

Would put anybody in touch with Sue Eastham, a highly professional & lovely lady who really cares about offering the best... READ MORE

Mr & Mrs R - Bollington, Cheshire

Derek was very professional & efficient. He was able to sucessfully deal with our idiosyncrasies.

Mr & Mrs B - Fleet, Hampshire

Nothing is 100%, but boy this was close! This is a first class professional unit. They explained, outlined & covered all... READ MORE

Mr & Mrs C - Beckenham, Kent

From first finding Equity Release Supermarket on Google & Mr Filewood contacting us we have been exteremely happy with the... READ MORE

Mr & Mrs J - Scarborough, North Yorkshire

The support and advice you have given me has been irreplaceable, I shall miss Gary hugely. No doubt we shall be in contact,... READ MORE

Mrs B - Birchington, Kent

The reason I chose this company was their clear & informative website. It was the only one I could find that gave examples... READ MORE

Ms C - Guildford, Surrey

Service provided through Simon Bates always very helpful and efficient from the start. Equity Release Supermarket very informative... READ MORE

Mr H - Stourbridge, West Midlands

Confidentiality was important to us & we felt this was respected throughout the process. From application to completion,... READ MORE

Mr & Mrs B - Askam-In-Furness, Cumbria

A clear straightforward and quick process knowing exactly what costs were involved through set fees rather than %. Our thanks... READ MORE

Ms W - Irvine, North Ayrshire

The service was dealt with professionally and efficiently despite Covid-19 conditions!

Mrs P - Hove, East Sussex

Very easy, good information and non-intrusive i.e. no gimmicks! Glen Pike was there when needed 10/10.

Mr & Mrs B - Yeovil, Somerset

From the start of our enquiry to its fulfilment, we had great confidence in Marc, our adviser. He had obviously done a lot... READ MORE

Mr & Mrs D - Liverpool

Anyone thinking of using equity release from their home, I could not recommend ERSupermarket highly enough. From the initial... READ MORE

Mr & Mrs P - London

Mike Sargeant, who was our adviser was excellent. In times of worry or problems, he was always on hand, calm & helpful. We... READ MORE

Mrs K - Tunbridge Wells, Kent

Drawdown

Drawdown plans let you take your money in smaller chunks now and in the future. They are the most popular lifetime mortgage.

Lump sum

Lump Sum plans give you a one-off payment and the flexibility to make repayments or allow the interest to roll-up.

Interest only

Interest-only plans let you make regular monthly interest-only repayments for the life of your plan.

Voluntary payment

Voluntary repayment plans allow you to make ad-hoc repayments with no penalty – which could reduce the final balance.

The equity release market is becoming increasingly competitive, this means lenders are introducing new plans with more flexibility and better rates all the time.
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