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Lifetime Mortgage - drawdown

Compare equity release and lifetime mortgage rates from the
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Lifetime mortgages - drawdown

Once you’ve found a drawdown plan you like, you have several options. To find out more about it, click ‘More info’. To get a personalised quotation from your Equity Release Supermarket adviser, click ‘Get quote’.
Or to find drawdown deals tailored just for you, click ’Get smartER’ and use our intelligent search engine.

Provider Product Type Rate APR Incentive
Classic Super Lite Fixed 2.23% 2.36%
Yes
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Classic Super Lite (fee free) Fixed 2.28% 2.36%
Yes
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Flexi Choice Super Lite (fee free) Fixed 2.28% 2.37%
Yes
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Flexi Choice Super Lite Fixed 2.23% 2.38%
Yes
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Classic Lite Fixed 2.27% 2.39%
Yes
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Classic Lite (fee free) Fixed 2.31% 2.39%
Yes
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Premier Flexible Black Fixed 2.28% 2.40%
Yes
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Flexible Pink Fixed 2.30% 2.40%
Yes
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Flexi Choice Lite (fee free) Fixed 2.31% 2.40%
Yes
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Premier Flexible Black (fee free) Fixed 2.32% 2.40%
Yes
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Flexible Pink (fee free) Fixed 2.33% 2.40%
Yes
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Flexi Choice Lite Fixed 2.27% 2.42%
Yes
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Sovereign A Fixed 2.30% 2.48%
Yes
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Classic Lite Plus Fixed 2.38% 2.48%
Yes
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Classic Lite Plus (fee free) Fixed 2.43% 2.50%
Yes
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Flexible Orange Fixed 2.44% 2.50%
Yes
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Flexi Choice Midi Fixed 2.38% 2.53%
Yes
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Flexi Choice Midi (fee free) Fixed 2.43% 2.53%
Yes
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Sovereign A (Fees Package) Fixed 2.60% 2.58%
Yes
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Flexible Orange (fee free) Fixed 2.48% 2.60%
Yes
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Drawdown+ Lite Fixed 2.49% 2.60%
Yes
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Lifestyle Flexible Enhanced Fixed 2.49% 2.60% No More info Get quote Get smartER
Drawdown+ Standard 1 Fixed 2.51% 2.60%
Yes
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Flexible Pink (cashback 2%) Fixed 2.53% 2.60%
Yes
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Classic Midi Fixed 2.54% 2.66%
Yes
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Classic Midi (fee free) Fixed 2.58% 2.66%
Yes
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Sovereign B Fixed 2.49% 2.68%
Yes
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Flexi Choice Extra (fee free) Fixed 2.58% 2.68%
Yes
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Flexi Choice Extra Fixed 2.54% 2.70%
Yes
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Lifestyle Flexible Option Fixed 2.57% 2.70% No More info Get quote Get smartER
Flexible Yellow Fixed 2.60% 2.70%
Yes
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Flexible Yellow (fee free) Fixed 2.64% 2.70%
Yes
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Capital Choice Super Lite Fixed 2.61% 2.71%
Yes
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Sovereign B (Fees Package) Fixed 2.79% 2.77%
Yes
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Flexible Orange (cashback 2%) Fixed 2.68% 2.80%
Yes
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Flexible Green Fixed 2.73% 2.80%
Yes
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Flexible Green (fee free) Fixed 2.76% 2.80%
Yes
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Classic Midi Plus (fee free) Fixed 2.75% 2.82%
Yes
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Classic Midi Plus Fixed 2.73% 2.83%
Yes
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Flexi Choice Plus (fee free) Fixed 2.75% 2.85%
Yes
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Sovereign Elite A Fixed 2.80% 2.85%
Yes
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Flexi Choice Plus Fixed 2.73% 2.89%
Yes
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Flexible Turquoise Fixed 2.81% 2.90%
Yes
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Flexible Yellow (cashback 2%) Fixed 2.83% 2.90%
Yes
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Lifestyle Lite Flexi Fixed 2.85% 2.90%
Yes
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Flexible Turquoise (fee free) Fixed 2.85% 2.90%
Yes
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Just For You J1 Fixed 2.89% 2.90%
Yes
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Classic Max Fixed 2.81% 2.91%
Yes
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Classic Max (fee free) Fixed 2.84% 2.91%
Yes
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Flexi Choice Max (fee free) Fixed 2.84% 2.95%
Yes
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Flexi Choice Max Fixed 2.81% 2.97%
Yes
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Sovereign C Fixed 2.79% 2.99%
Yes
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Flexible Green (cashback) Fixed 2.96% 3.00%
Yes
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Sovereign Elite B Fixed 2.99% 3.04%
Yes
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Sovereign C (Fees Package) Fixed 3.09% 3.08%
Yes
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Flexible Turquoise (cashback) Fixed 3.05% 3.10%
Yes
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Capital Choice Lite Fixed 3.09% 3.21%
Yes
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Capital Choice Fixed 3.10% 3.22%
Yes
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Lifestyle Gold Flexi Fixed 3.20% 3.30%
Yes
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Flexible Teal Fixed 3.20% 3.30%
Yes
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Flexible Teal (fee free) Fixed 3.24% 3.30%
Yes
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Capital Select Super Lite Flexi Fixed 3.25% 3.30%
Yes
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Sovereign Elite C Fixed 3.29% 3.35%
Yes
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Tailored Lifetime 1 - (Ages 55-70) Fixed 3.34% 3.46%
Yes
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Capital Select Lite Flexi Fixed 3.44% 3.50%
Yes
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Flexible Teal (cashback 2%) Fixed 3.44% 3.50%
Yes
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Flexible Blue Fixed 3.42% 3.60%
Yes
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Flexible Blue (fee free) Fixed 3.45% 3.60%
Yes
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Tailored Lifetime 1 - (Age 55-70) Cashback 2% Fixed 3.54% 3.60%
Yes
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Heritage (Gilt ERC) Fixed 3.45% 3.65%
Yes
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Heritage (Fixed ERC) Fixed 3.50% 3.70%
Yes
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Tailored Lifetime 1 - (Ages 71+) Fixed 3.58% 3.71%
Yes
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Heritage (Gilt ERC + Fees Package) Fixed 3.65% 3.74%
Yes
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Heritage (Fixed ERC + Fees Package) Fixed 3.70% 3.79%
Yes
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Flexible Blue (cashback 2%) Fixed 3.65% 3.80%
Yes
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Heritage Midi (Gilt ERC) Fixed 3.67% 3.88%
Yes
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Flexible Navy Fixed 3.72% 3.90%
Yes
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Flexible Navy (fee free) Fixed 3.75% 3.90%
Yes
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Tailored Lifetime 1 - (Ages 71+) Fixed 3.78% 3.92%
Yes
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Heritage Midi (Fixed ERC) Fixed 3.72% 3.93%
Yes
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Heritage Freedom 40 Fixed 3.75% 3.93%
Yes
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Heritage Midi (Gilt ERC + Fees Package) Fixed 3.87% 3.96%
Yes
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Tailored Lifetime 2 Fixed 3.89% 3.96%
Yes
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Capital Select Gold Flexi Fixed 3.93% 4.00%
Yes
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Maximum Choice Lite Fixed 3.88% 4.01%
Yes
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Heritage Midi (Fixed ERC + Fees Package) Fixed 3.92% 4.01%
Yes
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Capital Choice Plus Fixed 3.91% 4.05%
Yes
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Flexible Navy (cashback 2%) Fixed 3.95% 4.10%
Yes
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Heritage Plus (Gilt ERC) Fixed 3.95% 4.16%
Yes
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Heritage Freedom 40 Midi Fixed 3.97% 4.16%
Yes
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Flexible Lifetime Mortgage V4 Fixed 3.98% 4.20%
Yes
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Heritage Plus (Fixed ERC) Fixed 4.00% 4.21%
Yes
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Heritage Plus (Fixed ERC) Fixed 4.00% 4.21%
Yes
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Tailored Lifetime 3 - (Ages 55-70) Fixed 4.07% 4.22%
Yes
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Heritage Plus (Gilt ERC + Fees Package) Fixed 4.15% 4.24%
Yes
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Tailored Lifetime 3 - (Ages 71+) Fixed 4.12% 4.27%
Yes
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Heritage Plus (Fixed ERC + Fees Package) Fixed 4.20% 4.30%
Yes
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Heritage Max (Gilt ERC) Fixed 4.11% 4.32%
Yes
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Heritage Max (Fixed ERC) Fixed 4.16% 4.37%
Yes
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Heritage Max (Gilt ERC + Fees Package) Fixed 4.31% 4.40%
Yes
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Tailored Lifetime 3 - (Age 55-70) Cashback 2% Fixed 4.26% 4.42%
Yes
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Tailored Lifetime 3 - (Age 55-70) Cashback 2% Fixed 4.26% 4.42%
Yes
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Heritage Freedom 40 Plus Fixed 4.25% 4.45%
Yes
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Heritage Max (Fixed ERC + Fees Package) Fixed 4.36% 4.45%
Yes
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Tailored Lifetime 5 Fixed 4.30% 4.46%
Yes
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Tailored Lifetime 3 - (Ages 71+) Cashback 2% Fixed 4.31% 4.47%
Yes
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Flexible Indigo Fixed 4.32% 4.50%
Yes
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Flexible Indigo (fee free) Fixed 4.36% 4.50%
Yes
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Capital Select Gold Plus Flexi Fixed 4.50% 4.60%
Yes
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Sovereign D Fixed 4.36% 4.61%
Yes
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Heritage Freedom 40 Max Fixed 4.41% 4.62%
Yes
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Tailored Lifetime 5 Cashback 2% Fixed 4.49% 4.65%
Yes
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Flexible Indigo (cashback 2%) Fixed 4.55% 4.70%
Yes
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Sovereign D (Fees Package) Fixed 4.66% 4.71%
Yes
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Maximum Choice Fixed 4.67% 4.83%
Yes
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Heritage Max Plus (Gilt ERC) Fixed 4.65% 4.87%
Yes
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Tailored Lifetime 5 Cashback 4% Fixed 4.70% 4.87%
Yes
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Heritage Max Plus (Fixed ERC) Fixed 4.70% 4.92%
Yes
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Heritage Max Plus (Gilt ERC + Fees Package) Fixed 4.85% 4.96%
Yes
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Tailored Lifetime 5 Cashback 5% Fixed 4.80% 4.98%
Yes
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Heritage Max Plus (Fixed ERC + Fees Package) Fixed 4.90% 5.01%
Yes
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Maximum Choice Plus Fixed 4.91% 5.08%
Yes
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Interest Select Gold Flexi Fixed 4.94% 5.10%
Yes
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Heritage Freedom 40 Max Plus Fixed 4.95% 5.18%
Yes
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Capital Select Platinum Flexi Fixed 5.08% 5.20%
Yes
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Flexible Violet Fixed 5.10% 5.30%
Yes
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Flexible Violet (fee free) Fixed 5.14% 5.30%
Yes
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Sovereign E Fixed 5.08% 5.36%
Yes
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Sovereign E (Fees Package) Fixed 5.38% 5.46%
Yes
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Prestige Options Flexi Fixed 5.37% 5.50%
Yes
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Interest Select Platinum Flexi Fixed 5.41% 5.60%
Yes
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Tailored Enhanced Fixed 5.40% 5.69%
Yes
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Sovereign F Fixed 5.57% 5.88%
Yes
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Sovereign F (Fees Package) Fixed 5.87% 5.97%
Yes
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Tailored Enhanced Cashback 1% Fixed 5.70% 6.00%
Yes
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Tailored Enhanced Cashback 2% Fixed 5.75% 6.06%
Yes
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Tailored Enhanced Cashback 3% Fixed 5.80% 6.11%
Yes
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Tailored Enhanced Cashback 4% Fixed 5.85% 6.16%
Yes
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Capital Select Platinum Plus Flexi Fixed 6.03% 6.20%
Yes
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Tailored Enhanced Cashback 5% Fixed 5.90% 6.22%
Yes
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These are drawdown lifetime mortgage schemes. To understand their features, benefits and risks, please contact Equity Release Supermarket for a no obligation, personalised, key facts illustration. All drawdown quotes can be tailored to your own circumstances and you are under no obligation to proceed.