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Lifetime Mortgage - voluntary payment

Compare equity release and lifetime mortgage rates from the
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Lifetime mortgages – voluntary payment

Once you’ve found a voluntary payment plan you like, you have several options. To find out more about it, click ‘More info’. To get a personalised quotation from your Equity Release Supermarket adviser, click ‘Get quote’.
Or to find voluntary payment deals tailored just for you, click ’Get smartER’ and use our intelligent search engine.

Provider Product Type Rate APR Incentive
Classic Super Lite Fixed 2.23% 2.36%
Yes
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Classic Super Lite (fee free) Fixed 2.28% 2.36%
Yes
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Flexi Choice Super Lite (fee free) Fixed 2.28% 2.37%
Yes
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Flexi Choice Super Lite Fixed 2.23% 2.38%
Yes
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Classic Lite Fixed 2.27% 2.39%
Yes
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Classic Lite (fee free) Fixed 2.31% 2.39%
Yes
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Premier Flexible Black Fixed 2.28% 2.40%
Yes
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Flexible Pink Fixed 2.30% 2.40%
Yes
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Flexi Choice Lite (fee free) Fixed 2.31% 2.40%
Yes
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Premier Flexible Black (fee free) Fixed 2.32% 2.40%
Yes
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Flexible Pink (fee free) Fixed 2.33% 2.40%
Yes
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Flexi Choice Lite Fixed 2.27% 2.42%
Yes
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Classic Lite Plus Fixed 2.38% 2.48%
Yes
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Classic Lite Plus (fee free) Fixed 2.43% 2.50%
Yes
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Flexible Orange Fixed 2.44% 2.50%
Yes
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Lump Sum+ Lite (fee free) Fixed 2.46% 2.50%
Yes
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Capital Choice Super Lite Fixed 2.41% 2.51%
Yes
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Flexi Choice Midi Fixed 2.38% 2.52%
Yes
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Flexi Choice Midi (fee free) Fixed 2.43% 2.53%
Yes
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Flexible Orange (fee free) Fixed 2.48% 2.60%
Yes
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Drawdown+ Lite Fixed 2.49% 2.60%
Yes
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Drawdown+ Standard 1 Fixed 2.51% 2.60%
Yes
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Flexible Pink (cashback 2%) Fixed 2.53% 2.60%
Yes
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Lump Sum+ Fixed 2.57% 2.60%
Yes
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Classic Midi Fixed 2.54% 2.65%
Yes
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Flexi Choice Extra (fee free) Fixed 2.58% 2.68%
Yes
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Flexi Choice Extra Fixed 2.54% 2.70%
Yes
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Lifestyle Flexible Option Fixed 2.57% 2.70% No More info Get quote Get smartER
Flexible Yellow Fixed 2.60% 2.70%
Yes
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Flexible Yellow (fee free) Fixed 2.64% 2.70%
Yes
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Capital Choice Super Lite Fixed 2.61% 2.71%
Yes
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Flexible Orange (cashback) Fixed 2.68% 2.80%
Yes
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Flexible Green Fixed 2.73% 2.80%
Yes
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Flexible Green (fee free) Fixed 2.76% 2.80%
Yes
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Just For You J1 Fixed 2.84% 2.80%
Yes
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Classic Midi Plus Fixed 2.73% 2.84%
Yes
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Flexi Choice Plus (fee free) Fixed 2.75% 2.85%
Yes
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Capital Choice Lite Fixed 2.76% 2.87%
Yes
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Flexi Choice Plus Fixed 2.73% 2.89%
Yes
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Flexible Turquoise Fixed 2.81% 2.90%
Yes
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Flexible Yellow (cashback 2%) Fixed 2.83% 2.90%
Yes
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Flexible Turquoise (fee free) Fixed 2.85% 2.90%
Yes
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Classic Max Fixed 2.81% 2.91%
Yes
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Flexi Choice Max (fee free) Fixed 2.84% 2.95%
Yes
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Capital Choice Fixed 2.85% 2.96%
Yes
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Flexi Choice Max Fixed 2.81% 2.97%
Yes
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Flexible Green (cashback 2%) Fixed 2.96% 3.00%
Yes
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Capital Select Super Lite Fixed 3.05% 3.10%
Yes
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Flexible Turquoise (cashback 2%) Fixed 3.05% 3.10%
Yes
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Capital Choice Lite Fixed 3.09% 3.21%
Yes
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Capital Choice Fixed 3.10% 3.22%
Yes
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Classic Max Plus Fixed 3.15% 3.25%
Yes
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Flexi Choice Lump Sum Max (fee free) Fixed 3.18% 3.29%
Yes
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Flexible Teal Fixed 3.20% 3.30%
Yes
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Capital Select Lite Fixed 3.24% 3.30%
Yes
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Flexible Teal (fee free) Fixed 3.24% 3.30%
Yes
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Flexi Choice Lump Sum Max Fixed 3.15% 3.32%
Yes
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Tailored Lifetime 1 - (Ages 55-70) Fixed 3.29% 3.41%
Yes
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Tailored Lifetime 1 - (Ages 55-70) Fixed 3.34% 3.46%
Yes
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Flexible Teal (cashback 2%) Fixed 3.44% 3.50%
Yes
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Capital Choice Cashback 3% Fixed 3.45% 3.58%
Yes
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Flexible Blue Fixed 3.42% 3.60%
Yes
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Flexible Blue (fee free) Fixed 3.45% 3.60%
Yes
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Tailored Lifetime 1 - (Age 55-70) Cashback 2% Fixed 3.54% 3.60%
Yes
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Tailored Lifetime 1 - (Age 55-70) Cashback 2% Fixed 3.49% 3.62%
Yes
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Tailored Lifetime 1 - (Ages 71+) Fixed 3.53% 3.66%
Yes
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Tailored Lifetime 1 - (Ages 71+) Fixed 3.58% 3.71%
Yes
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Flexible Blue (cashback 2%) Fixed 3.65% 3.80%
Yes
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Capital Select Gold Fixed 3.73% 3.80%
Yes
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Tailored Lifetime 1 - (Ages 71+) Cashback 2% Fixed 3.73% 3.87%
Yes
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Flexible Navy Fixed 3.72% 3.90%
Yes
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Flexible Navy (fee free) Fixed 3.75% 3.90%
Yes
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Tailored Lifetime 2 Fixed 3.77% 3.91%
Yes
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Tailored Lifetime 1 - (Ages 71+) Fixed 3.78% 3.92%
Yes
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Heritage Freedom 40 Fixed 3.75% 3.93%
Yes
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Capital Choice Plus Fixed 3.82% 3.96%
Yes
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Maximum Choice Lite Fixed 3.83% 3.96%
Yes
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Tailored Lifetime 2 Fixed 3.89% 3.96%
Yes
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Maximum Choice Lite Fixed 3.88% 4.01%
Yes
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Tailored Lifetime 3 - (Ages 55-70) Fixed 3.89% 4.03%
Yes
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Lump Sum V4 Fixed 3.83% 4.04%
Yes
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Capital Choice Plus Fixed 3.91% 4.05%
Yes
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Tailored Lifetime 3 - (Ages 71+) Fixed 3.94% 4.08%
Yes
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Flexible Navy (cashback 2%) Fixed 3.95% 4.10%
Yes
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Heritage Freedom 40 Midi Fixed 3.97% 4.16%
Yes
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Voluntary Payment Lite (2 Yr Fixed) Fixed 3.55% 4.20%
Yes
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Flexible Lifetime Mortgage V4 Fixed 3.98% 4.20%
Yes
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Tailored Lifetime 3 - (Age 55-70) Cashback 2% Fixed 4.08% 4.23%
Yes
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Tailored Lifetime 3 - (Ages 71+) Fixed 4.12% 4.27%
Yes
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Tailored Lifetime 3 - (Ages 71+) Cashback 2% Fixed 4.13% 4.28%
Yes
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Tailored Lifetime 5 Fixed 4.25% 4.40%
Yes
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Capital Select Gold Plus Fixed 4.30% 4.40%
Yes
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Tailored Lifetime 3 - (Age 55-70) Cashback 2% Fixed 4.26% 4.42%
Yes
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Heritage Freedom 40 Plus Fixed 4.25% 4.45%
Yes
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Tailored Lifetime 5 Fixed 4.30% 4.46%
Yes
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Tailored Lifetime 3 - (Ages 71+) Cashback 2% Fixed 4.31% 4.47%
Yes
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Flexible Indigo Fixed 4.32% 4.50%
Yes
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Flexible Indigo (fee free) Fixed 4.36% 4.50%
Yes
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Voluntary Payment Lite Fixed 4.34% 4.60%
Yes
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Tailored Lifetime 5 Cashback 2% Fixed 4.44% 4.60%
Yes
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Heritage Freedom 40 Max Fixed 4.41% 4.62%
Yes
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Tailored Lifetime 5 Cashback 2% Fixed 4.49% 4.65%
Yes
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Voluntary Payment Lite Variable 4.00% 4.70%
Yes
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Voluntary Payment Standard (2 Yr Fix) Fixed 4.20% 4.70%
Yes
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Voluntary Payment Standard Variable 4.40% 4.70%
Yes
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Flexible Indigo (cashback 2%) Fixed 4.55% 4.70%
Yes
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Maximum Choice Fixed 4.62% 4.78%
Yes
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Capital Choice Plus Cashback 3% Fixed 4.65% 4.82%
Yes
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Tailored Lifetime 5 Cashback 4% Fixed 4.65% 4.82%
Yes
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Maximum Choice Fixed 4.67% 4.83%
Yes
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Tailored Lifetime 5 Cashback 4% Fixed 4.70% 4.87%
Yes
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Tailored Lifetime 5 Cashback 5% Fixed 4.75% 4.93%
Yes
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Tailored Lifetime 5 Cashback 5% Fixed 4.80% 4.98%
Yes
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Capital Select Platinum Fixed 4.88% 5.00%
Yes
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Maximum Choice Plus Fixed 4.86% 5.03%
Yes
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Maximum Choice Plus Fixed 4.91% 5.08%
Yes
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Voluntary Payment Standard Fixed 4.79% 5.10%
Yes
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Heritage Freedom 40 Max Plus Fixed 4.95% 5.18%
Yes
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Flexible Violet Fixed 5.10% 5.30%
Yes
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Flexible Violet (fee free) Fixed 5.14% 5.30%
Yes
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Prime Choice Fixed 5.37% 5.57%
Yes
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Tailored Enhanced Fixed 5.40% 5.69%
Yes
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Prime Plus Fixed 5.60% 5.82%
Yes
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Tailored Enhanced Cashback 1% Fixed 5.70% 6.00%
Yes
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Over 55 Buy-to-Let Voluntary Select Fixed 5.82% 6.00%
Yes
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Second Home Voluntary Select Fixed 5.82% 6.00%
Yes
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Capital Select Platinum Plus Fixed 5.83% 6.00%
Yes
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Tailored Enhanced Cashback 2% Fixed 5.75% 6.06%
Yes
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Tailored Enhanced Cashback 3% Fixed 5.80% 6.11%
Yes
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Tailored Enhanced Cashback 4% Fixed 5.85% 6.16%
Yes
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Tailored Enhanced Cashback 5% Fixed 5.90% 6.22%
Yes
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Prime Plus 3% Cashback Fixed 6.31% 6.57%
Yes
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These are lifetime mortgage schemes offering a flexible payment option. To understand their features, benefits and risks, please contact Equity Release Supermarket for a personalised, key facts illustration. All quotes can be tailored to your own circumstances and you are under no obligation to proceed.