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Lifetime mortgages – voluntary payment
Once you’ve found a voluntary payment plan you like, you have several options. To find out more about it, click ‘More info’. To get a personalised quotation from your Equity Release Supermarket adviser, click ‘Get quote’.
Or to find voluntary payment deals tailored just for you, click ’Get smartER’ and use our intelligent search engine.
| Provider | Product | Rate | APR | Incentive | ||
|---|---|---|---|---|---|---|
|
Classic Elite Super Lite | 2.35% | 2.40% |
Yes
|
More info Get quote | |
|
|
Classic Elite Super Lite Plus | 2.36% | 2.41% |
Yes
|
More info Get quote | |
|
|
Classic Elite Super Lite (fee free) | 2.37% | 2.41% |
Yes
|
More info Get quote | |
|
|
Classic Elite Super Lite Plus (fee free) | 2.38% | 2.42% |
Yes
|
More info Get quote | |
|
Flexi Choice Premier Super Lite (fee free) | 2.37% | 2.43% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Premier Super Lite | 2.35% | 2.44% |
Yes
|
More info Get quote | |
|
|
Capital Choice Ultra Lite | 2.36% | 2.46% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Super Lite (fee free) | 2.39% | 2.48% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Super Lite | 2.34% | 2.49% |
Yes
|
More info Get quote | |
|
|
Classic Elite Lite | 2.49% | 2.54% |
Yes
|
More info Get quote | |
|
|
Classic Elite Lite (fee free) | 2.51% | 2.55% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Premier Lite (fee free) | 2.51% | 2.57% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Premier Lite | 2.49% | 2.58% |
Yes
|
More info Get quote | |
|
|
Premier Flexible Black | 2.49% | 2.60% |
Yes
|
More info Get quote | |
|
Lifestyle Flexible Enhanced | 2.51% | 2.60% |
Yes
|
More info Get quote | |
|
|
Flexible Pink | 2.51% | 2.60% |
Yes
|
More info Get quote | |
|
Lifetime Mortgage LS1 | 2.54% | 2.60% |
Yes
|
More info Get quote | |
|
|
Flexible Pink (fee free) | 2.55% | 2.60% |
Yes
|
More info Get quote | |
|
|
Premier Flexible Black (fee free) | 2.57% | 2.60% |
Yes
|
More info Get quote | |
|
Lump Sum+ Lite (fee free) | 2.60% | 2.60% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Lite | 2.48% | 2.63% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Lite (fee free) | 2.53% | 2.63% |
Yes
|
More info Get quote | |
|
|
Classic Super Lite | 2.51% | 2.65% |
Yes
|
More info Get quote | |
|
|
Classic Super Lite (fee free) | 2.56% | 2.65% |
Yes
|
More info Get quote | |
|
|
Capital Choice Ultra Lite | 2.56% | 2.66% |
Yes
|
More info Get quote | |
|
|
Capital Choice Super Lite | 2.56% | 2.66% |
Yes
|
More info Get quote | |
|
|
Capital Choice Super Lite | 2.56% | 2.66% |
Yes
|
More info Get quote | |
|
|
Classic Lite | 2.55% | 2.68% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Midi (fee free) | 2.58% | 2.68% |
Yes
|
More info Get quote | |
|
|
Classic Lite (fee free) | 2.60% | 2.68% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Midi | 2.53% | 2.69% |
Yes
|
More info Get quote | |
|
|
Lifestyle Flexible Option | 2.59% | 2.70% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Lite | 2.60% | 2.70% |
Yes
|
More info Get quote | |
|
|
Flexible Orange | 2.61% | 2.70% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Standard 1 | 2.62% | 2.70% |
Yes
|
More info Get quote | |
|
|
Lifetime Mortgage LS2 | 2.62% | 2.70% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ (fee free) | 2.64% | 2.70% |
Yes
|
More info Get quote | |
|
|
Flexible Orange (fee free) | 2.65% | 2.70% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Extra (fee free) | 2.66% | 2.76% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Extra | 2.62% | 2.78% |
Yes
|
More info Get quote | |
|
|
Classic Lite Plus | 2.67% | 2.78% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Lite | 2.60% | 2.80% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ | 2.64% | 2.80% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Standard 2 | 2.64% | 2.80% |
Yes
|
More info Get quote | |
|
|
Classic Lite Plus (fee free) | 2.72% | 2.80% |
Yes
|
More info Get quote | |
|
|
Lifestyle Flexible Enhanced - £500 Cashback | 2.73% | 2.80% |
Yes
|
More info Get quote | |
|
|
Flexible Pink (cashback 2%) | 2.75% | 2.80% |
Yes
|
More info Get quote | |
|
|
Classic Midi | 2.78% | 2.89% |
Yes
|
More info Get quote | |
|
|
Flexible Yellow | 2.74% | 2.90% |
Yes
|
More info Get quote | |
|
|
Flexible Yellow (fee free) | 2.77% | 2.90% |
Yes
|
More info Get quote | |
|
|
Lifestyle Flexible Option - £500 Cashback | 2.79% | 2.90% |
Yes
|
More info Get quote | |
|
|
Lifestyle Flexible Enhanced - £1000 Cashback | 2.81% | 2.90% |
Yes
|
More info Get quote | |
|
|
Lifetime Mortgage LS3 | 2.82% | 2.90% |
Yes
|
More info Get quote | |
|
|
Classic Midi (fee free) | 2.82% | 2.90% |
Yes
|
More info Get quote | |
|
|
Flexible Green | 2.83% | 2.90% |
Yes
|
More info Get quote | |
|
|
Flexible Orange (cashback 2%) | 2.84% | 2.90% |
Yes
|
More info Get quote | |
|
|
Capital Choice Lite | 2.84% | 2.95% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Plus (fee free) | 2.84% | 2.95% |
Yes
|
More info Get quote | |
|
|
Capital Choice | 2.85% | 2.96% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Plus | 2.81% | 2.97% |
Yes
|
More info Get quote | |
|
Voluntary Payment Lite (variable) | 2.80% | 3.00% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Standard 3 | 2.84% | 3.00% |
Yes
|
More info Get quote | |
|
|
Lifestyle Flexible Option - £1000 Cashback | 2.87% | 3.00% |
Yes
|
More info Get quote | |
|
|
Flexible Green (fee free) | 2.87% | 3.00% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Max (fee free) | 2.92% | 3.00% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Max | 2.92% | 3.00% |
Yes
|
More info Get quote | |
|
|
Capital Choice Lite | 2.90% | 3.01% |
Yes
|
More info Get quote | |
|
Capital Select Super Lite | 2.95% | 3.07% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Max (fee free) | 2.98% | 3.09% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Lump Sum Max (fee free) | 2.98% | 3.09% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Max | 2.92% | 3.10% |
Yes
|
More info Get quote | |
|
|
Flexible Turquoise | 2.96% | 3.10% |
Yes
|
More info Get quote | |
|
|
Flexible Yellow (cashback 2%) | 2.97% | 3.10% |
Yes
|
More info Get quote | |
|
|
Flexible Turquoise (fee free) | 3.00% | 3.10% |
Yes
|
More info Get quote | |
|
|
Lifetime Mortgage LS4 | 3.07% | 3.10% |
Yes
|
More info Get quote | |
|
J1 VP | 3.11% | 3.10% |
Yes
|
More info Get quote | |
|
|
J2 VP | 3.13% | 3.10% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Lump Sum Max | 2.95% | 3.12% |
Yes
|
More info Get quote | |
|
|
Flexi Choice Max | 2.95% | 3.12% |
Yes
|
More info Get quote | |
|
|
Classic Midi Plus | 3.02% | 3.13% |
Yes
|
More info Get quote | |
|
|
Classic Midi Plus (fee free) | 3.02% | 3.13% |
Yes
|
More info Get quote | |
|
|
Capital Choice | 3.06% | 3.17% |
Yes
|
More info Get quote | |
|
|
Classic Max | 3.09% | 3.19% |
Yes
|
More info Get quote | |
|
|
Flexible Teal | 3.07% | 3.20% |
Yes
|
More info Get quote | |
|
|
Flexible Green (cashback 2%) | 3.07% | 3.20% |
Yes
|
More info Get quote | |
|
|
Flexible Teal (fee free) | 3.11% | 3.20% |
Yes
|
More info Get quote | |
|
|
Classic Max (fee free) | 3.12% | 3.20% |
Yes
|
More info Get quote | |
|
|
Classic Max Plus | 3.15% | 3.25% |
Yes
|
More info Get quote | |
|
|
Classic Max Plus (fee free) | 3.18% | 3.26% |
Yes
|
More info Get quote | |
|
|
Flexible Turquoise (cashback 2%) | 3.19% | 3.30% |
Yes
|
More info Get quote | |
|
|
Capital Select Lite | 3.24% | 3.30% |
Yes
|
More info Get quote | |
|
|
J1 - 2% Cashback VP | 3.32% | 3.30% |
Yes
|
More info Get quote | |
|
|
J2 - 2% Cashback VP | 3.33% | 3.30% |
Yes
|
More info Get quote | |
|
|
Capital Select Super Lite Cashback (3%) | 3.25% | 3.38% |
Yes
|
More info Get quote | |
|
|
Voluntary Payment Standard (variable) | 3.20% | 3.40% |
Yes
|
More info Get quote | |
|
|
Flexible Blue | 3.27% | 3.40% |
Yes
|
More info Get quote | |
|
|
Flexible Teal (cashback 2%) | 3.30% | 3.40% |
Yes
|
More info Get quote | |
|
|
Lifetime Mortgage LS5 | 3.31% | 3.40% |
Yes
|
More info Get quote | |
|
|
Flexible Blue (fee free) | 3.31% | 3.40% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Platinum (fee free) | 3.39% | 3.40% |
Yes
|
More info Get quote | |
|
|
J1 - 5% Cashback VP | 3.42% | 3.40% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Platinum | 3.39% | 3.50% |
Yes
|
More info Get quote | |
|
|
J2.5 (Green) VP | 3.49% | 3.50% |
Yes
|
More info Get quote | |
|
|
Capital Choice Cashback 3% | 3.45% | 3.58% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Platinum | 3.39% | 3.60% |
Yes
|
More info Get quote | |
|
|
Flexible Blue (cashback 2%) | 3.50% | 3.60% |
Yes
|
More info Get quote | |
|
|
Capital Select Lite Cashback (3%) | 3.54% | 3.60% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Platinum+ (fee free) | 3.55% | 3.60% |
Yes
|
More info Get quote | |
|
|
J2.5 VP | 3.60% | 3.60% |
Yes
|
More info Get quote | |
|
|
J2 - 5% Cashback VP | 3.64% | 3.60% |
Yes
|
More info Get quote | |
|
|
Classic Lump Sum Super Max | 3.51% | 3.62% |
Yes
|
More info Get quote | |
|
|
Classic Lump Sum Super Max (fee free) | 3.54% | 3.63% |
Yes
|
More info Get quote | |
|
|
Lump Sum+ Platinum+ | 3.55% | 3.70% |
Yes
|
More info Get quote | |
|
|
Drawdown+ Platinum+ | 3.55% | 3.70% |
Yes
|
More info Get quote | |
|
|
Flexible Navy | 3.55% | 3.70% |
Yes
|
More info Get quote | |
|
|
Flexible Navy (fee free) | 3.59% | 3.70% |
Yes
|
More info Get quote | |
|
|
Lifetime Mortgage LS6 | 3.66% | 3.70% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Ages 55-70) | 3.59% | 3.71% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Ages 55-70) | 3.64% | 3.76% |
Yes
|
More info Get quote | |
|
|
Capital Select Gold | 3.73% | 3.80% |
Yes
|
More info Get quote | |
|
|
Capital Choice Plus | 3.74% | 3.88% |
Yes
|
More info Get quote | |
|
|
Capital Choice Plus | 3.74% | 3.88% |
Yes
|
More info Get quote | |
|
|
Flexible Navy (cashback 2%) | 3.78% | 3.90% |
Yes
|
More info Get quote | |
|
|
Lump Sum Max Enhanced | 3.86% | 3.90% |
Yes
|
More info Get quote | |
|
|
J2.5 - 2% Cashback VP | 3.86% | 3.90% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Age 55-70) Cashback 2% | 3.79% | 3.92% |
Yes
|
More info Get quote | |
|
|
Heritage (Gilt ERC) | 3.75% | 3.96% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Ages 71+) | 3.83% | 3.96% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Age 55-70) Cashback 2% | 3.84% | 3.97% |
Yes
|
More info Get quote | |
|
|
Lifestyle Lump Sum Max | 3.95% | 4.00% |
Yes
|
More info Get quote | |
|
|
Lump Sum Max Enhanced - £500 Cashback | 3.97% | 4.00% |
Yes
|
More info Get quote | |
|
|
Heritage (Fixed ERC) | 3.80% | 4.01% |
Yes
|
More info Get quote | |
|
|
Heritage Midi (Gilt ERC) | 3.80% | 4.01% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Ages 71+) | 3.88% | 4.01% |
Yes
|
More info Get quote | |
|
Lump Sum V4 (Variable ERC) | 3.83% | 4.04% |
Yes
|
More info Get quote | |
|
|
Heritage (Gilt ERC + Fees Package) | 3.95% | 4.05% |
Yes
|
More info Get quote | |
|
|
Heritage Plus (Gilt ERC) | 3.85% | 4.06% |
Yes
|
More info Get quote | |
|
|
Heritage Midi (Fixed ERC) | 3.85% | 4.07% |
Yes
|
More info Get quote | |
|
|
Flexible Indigo | 3.97% | 4.10% |
Yes
|
More info Get quote | |
|
|
Heritage (Fixed ERC + Fees Package) | 4.00% | 4.10% |
Yes
|
More info Get quote | |
|
|
Heritage Midi (Gilt ERC + Fees Package) | 4.00% | 4.10% |
Yes
|
More info Get quote | |
|
|
Flexible Indigo (fee free) | 4.01% | 4.10% |
Yes
|
More info Get quote | |
|
|
Capital Select Gold Cashback (3%) | 4.03% | 4.10% |
Yes
|
More info Get quote | |
|
|
Lifestyle Lump Sum Max - £500 Cashback | 4.07% | 4.10% |
Yes
|
More info Get quote | |
|
|
Lump Sum Max Enhanced - £1000 Cashback | 4.08% | 4.10% |
Yes
|
More info Get quote | |
|
|
J2.5 - 5% Cashback VP | 4.12% | 4.10% |
Yes
|
More info Get quote | |
|
|
Lump Sum V3 (Variable ERC) | 3.98% | 4.12% |
Yes
|
More info Get quote | |
|
|
Heritage Plus (Gilt ERC + Fees Package) | 4.05% | 4.14% |
Yes
|
More info Get quote | |
|
|
Heritage Midi (Fixed ERC + Fees Package) | 4.05% | 4.15% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Ages 71+) Cashback 2% | 4.03% | 4.17% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 1 - (Ages 71+) Cashback 2% | 4.03% | 4.17% |
Yes
|
More info Get quote | |
|
|
Heritage Plus (Fixed ERC + Fees Package) | 4.10% | 4.19% |
Yes
|
More info Get quote | |
|
|
Flexible V4 (Variable ERC) | 3.98% | 4.20% |
Yes
|
More info Get quote | |
|
|
Lifestyle Lump Sum Max - £1000 Cashback | 4.17% | 4.20% |
Yes
|
More info Get quote | |
|
|
J3 VP | 4.22% | 4.20% |
Yes
|
More info Get quote | |
|
|
Heritage Max (Gilt ERC) | 4.01% | 4.21% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 2 | 4.07% | 4.21% |
Yes
|
More info Get quote | |
|
|
Heritage Freedom 40 | 4.05% | 4.24% |
Yes
|
More info Get quote | |
|
|
Classic Lump Sum Super Max Plus | 4.11% | 4.24% |
Yes
|
More info Get quote | |
|
|
Classic Lump Sum Super Max Plus (fee free) | 4.14% | 4.25% |
Yes
|
More info Get quote | |
|
|
Heritage Max (Fixed ERC) | 4.06% | 4.26% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 2 | 4.12% | 4.26% |
Yes
|
More info Get quote | |
|
|
Flexible V3 (Variable ERC) | 4.12% | 4.27% |
Yes
|
More info Get quote | |
|
|
Lump Sum V2 (Fixed ERC) | 4.07% | 4.29% |
Yes
|
More info Get quote | |
|
|
Heritage Freedom 40 Midi | 4.10% | 4.30% |
Yes
|
More info Get quote | |
|
|
Flexible Indigo (cashback 2%) | 4.20% | 4.30% |
Yes
|
More info Get quote | |
|
|
Heritage Max (Gilt ERC + Fees Package) | 4.21% | 4.30% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Ages 55-70) | 4.19% | 4.33% |
Yes
|
More info Get quote | |
|
|
Heritage Freedom 40 Plus | 4.15% | 4.35% |
Yes
|
More info Get quote | |
|
|
Heritage Max (Fixed ERC + Fees Package) | 4.26% | 4.35% |
Yes
|
More info Get quote | |
|
|
Lump Sum V1 (Fixed ERC) | 4.22% | 4.37% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Ages 71+) | 4.24% | 4.39% |
Yes
|
More info Get quote | |
|
|
Capital Select Gold Plus | 4.30% | 4.40% |
Yes
|
More info Get quote | |
|
|
J3 - 2% Cashback VP | 4.42% | 4.40% |
Yes
|
More info Get quote | |
|
|
Maximum Choice | 4.27% | 4.43% |
Yes
|
More info Get quote | |
|
|
Flexible V2 (Fixed ERC) | 4.22% | 4.45% |
Yes
|
More info Get quote | |
|
|
Maximum Choice | 4.33% | 4.49% |
Yes
|
More info Get quote | |
|
|
Heritage Freedom 40 Max | 4.31% | 4.51% |
Yes
|
More info Get quote | |
|
|
Flexible V1 (Fixed ERC) | 4.36% | 4.52% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Ages 55-70) | 4.37% | 4.52% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Age 55-70) Cashback 2% | 4.38% | 4.53% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Ages 71+) | 4.42% | 4.57% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Ages 71+) Cashback 2% | 4.43% | 4.58% |
Yes
|
More info Get quote | |
|
|
Voluntary Payment Lite | 4.34% | 4.60% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 | 4.44% | 4.60% |
Yes
|
More info Get quote | |
|
|
J3 - 4% Cashback VP | 4.64% | 4.60% |
Yes
|
More info Get quote | |
|
|
Heritage Max Plus (Gilt ERC) | 4.43% | 4.64% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 | 4.49% | 4.65% |
Yes
|
More info Get quote | |
|
|
Heritage Max Plus (Fixed ERC) | 4.48% | 4.69% |
Yes
|
More info Get quote | |
|
|
Maximum Choice Plus | 4.53% | 4.70% |
Yes
|
More info Get quote | |
|
|
Capital Select Gold Plus Cashback (3%) | 4.60% | 4.70% |
Yes
|
More info Get quote | |
|
|
J3 - 5% Cashback VP | 4.74% | 4.70% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Age 55-70) Cashback 2% | 4.56% | 4.72% |
Yes
|
More info Get quote | |
|
|
Heritage Max Plus (Gilt ERC + Fees Package) | 4.63% | 4.73% |
Yes
|
More info Get quote | |
|
|
Maximum Choice Plus | 4.60% | 4.77% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 3 - (Ages 71+) Cashback 2% | 4.61% | 4.77% |
Yes
|
More info Get quote | |
|
|
Heritage Max Plus (Fixed ERC + Fees Package) | 4.68% | 4.78% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 Cashback 2% | 4.63% | 4.79% |
Yes
|
More info Get quote | |
|
|
Capital Choice Plus Cashback 3% | 4.65% | 4.82% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 Cashback 2% | 4.68% | 4.85% |
Yes
|
More info Get quote | |
|
|
Flexible Violet | 4.74% | 4.90% |
Yes
|
More info Get quote | |
|
|
Flexible Violet (fee free) | 4.77% | 4.90% |
Yes
|
More info Get quote | |
|
|
Heritage Freedom 40 Max Plus | 4.73% | 4.95% |
Yes
|
More info Get quote | |
|
|
Capital Select Platinum | 4.78% | 4.96% |
Yes
|
More info Get quote | |
|
|
J4 VP | 4.95% | 5.00% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 Cashback 4% | 4.84% | 5.01% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 Cashback 4% | 4.89% | 5.06% |
Yes
|
More info Get quote | |
|
|
Prime Choice | 4.89% | 5.07% |
Yes
|
More info Get quote | |
|
|
Voluntary Payment Standard | 4.79% | 5.10% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 Cashback 5% | 4.94% | 5.12% |
Yes
|
More info Get quote | |
|
|
Tailored Lifetime 5 Cashback 5% | 4.99% | 5.17% |
Yes
|
More info Get quote | |
|
|
J4 - 2% Cashback VP | 5.16% | 5.20% |
Yes
|
More info Get quote | |
|
|
Capital Select Platinum Cashback (3%) | 5.08% | 5.28% |
Yes
|
More info Get quote | |
|
|
Just For You J6 | 5.31% | 5.40% |
Yes
|
More info Get quote | |
|
|
J4 - 5% Cashback VP | 5.47% | 5.50% |
Yes
|
More info Get quote | |
|
|
Prime Plus (55-70) | 5.37% | 5.57% |
Yes
|
More info Get quote | |
|
|
Just For You J6 - 1% Cashback | 5.41% | 5.60% |
Yes
|
More info Get quote | |
|
|
Just For You J6 - 2% Cashback | 5.51% | 5.70% |
Yes
|
More info Get quote | |
|
|
Just For You J6 - 3% Cashback | 5.61% | 5.80% |
Yes
|
More info Get quote | |
|
|
Just For You J6 - 4% Cashback | 5.71% | 5.90% |
Yes
|
More info Get quote | |
|
|
Tailored Enhanced | 5.70% | 6.00% |
Yes
|
More info Get quote | |
|
|
Just For You J6 - 5% Cashback | 5.81% | 6.00% |
Yes
|
More info Get quote | |
|
|
Second Home Voluntary Select | 5.82% | 6.00% |
Yes
|
More info Get quote | |
|
|
Over 55 Buy-to-Let Voluntary Select | 5.82% | 6.00% |
Yes
|
More info Get quote | |
|
|
Capital Select Platinum Plus | 5.83% | 6.00% |
Yes
|
More info Get quote | |
|
|
J5 Enhanced VP | 6.10% | 6.10% |
Yes
|
More info Get quote | |
|
|
Capital Select Platinum Plus Flexi Cashback (3%) | 6.13% | 6.30% |
Yes
|
More info Get quote | |
|
|
J5 Enhanced - 2% Cashback VP | 6.32% | 6.30% |
Yes
|
More info Get quote | |
|
|
Tailored Enhanced Cashback 1% | 6.00% | 6.32% |
Yes
|
More info Get quote | |
|
|
Tailored Enhanced Cashback 2% | 6.05% | 6.37% |
Yes
|
More info Get quote | |
|
|
J5 Enhanced - 3% Cashback VP | 6.42% | 6.40% |
Yes
|
More info Get quote | |
|
|
Tailored Enhanced Cashback 3% | 6.10% | 6.42% |
Yes
|
More info Get quote | |
|
|
Tailored Enhanced Cashback 4% | 6.15% | 6.47% |
Yes
|
More info Get quote | |
|
|
Tailored Enhanced Cashback 5% | 6.20% | 6.53% |
Yes
|
More info Get quote | |
|
|
Prime Plus 3% Cashback | 6.31% | 6.57% |
Yes
|
More info Get quote | |
|
|
J5 Enhanced - 5% Cashback VP | 6.63% | 6.60% |
Yes
|
More info Get quote | |
|
|
Super LTV | 6.29% | 6.70% |
Yes
|
More info Get quote | |
These are lifetime mortgage schemes offering a flexible payment option. To understand their features, benefits and risks, please contact Equity Release Supermarket for a personalised, key facts illustration. All quotes can be tailored to your own circumstances and you are under no obligation to proceed.
What would you like to do next?
Classic Elite Super Lite
- 2.35%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Minimum valuation
Maximum valuation
£2,000,000
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£500
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Elite Super Lite Plus
- 2.36%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Minimum valuation
Maximum valuation
£2,000,000
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£500
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Elite Super Lite (fee free)
- 2.37%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Minimum valuation
Maximum valuation
£2,000,000
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Elite Super Lite Plus (fee free)
- 2.38%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Minimum valuation
Maximum valuation
£2,000,000
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Premier Super Lite (fee free)
- 2.37%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£2,000,001
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Premier Super Lite
- 2.35%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£2,000,001
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£500
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Capital Choice Ultra Lite
- 2.36%
Continue to Adviser
Criteria
Age range
55 - 95
Plan Term
Lifetime
Minimum loan
Maximum loan
£300,000
£1,500,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£779,000
£5,000,000
Early Repayment Charges
Fixed - Yrs 1-5 = 5%, Yrs 6-10 = 3%, Yr 11+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Super Lite (fee free)
- 2.39%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Super Lite
- 2.34%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£1,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£125,000
£2,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£500
Features
Drawdown facility
A cash reserve facility is provided by this lender, enabling access
to further cash withdrawals anytime in the future, if required.
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Elite Lite
- 2.49%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Minimum valuation
Maximum valuation
£2,000,000
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£500
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Classic Elite Lite (fee free)
- 2.51%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Minimum valuation
Maximum valuation
£2,000,000
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Premier Lite (fee free)
- 2.51%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£2,000,001
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
FREE
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Flexi Choice Premier Lite
- 2.49%
Continue to Adviser
Criteria
Age range
55 - 84
Plan Term
Lifetime
Minimum loan
Maximum loan
£100,000
£1,850,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£2,000,001
£5,000,000
Early Repayment Charges
Fixed - Yr 1 = 10%, Yr 2 = 9%, Yr 3 = 8%, Yr 4 = 7%, Yr 5 = 6%, Yr 6 = 5%, Yr 7 = 4%, Yr 8 = 3%, Yr 9 = 2%, Yr 10-15 = 1%, Yr 15+ = 0% of the amount repaid.
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£500
Features
Voluntary payments
Choose to make voluntary loan repayments of upto 10% per annum in any 12-month period, with no penalty. This lender requires no proof of income or affordability to qualify.
Downsizing protection
If, after 5 years, the loan is repaid due to you moving into a new property that does not meet this lenders underwriting criteria, no penalty is charged.
3-Yr ERC exemption
For joint applications, where one partner either dies or moves into care, the surviving partner has the option of repaying the loan penalty-free within 3 years of the event occurring.
Interest only
This plan allows you to repay the interest charged each month, thereby keeping the mortgage balance the same throughout the lifetime of the plan
Premier Flexible Black
- 2.49%
Continue to Adviser
Criteria
Age range
55 - 90
Plan Term
Lifetime
Minimum loan
Maximum loan
£10,000
£2,000,000
Property location
England
Scotland
Wales
Minimum valuation
Maximum valuation
£100,000
£4,000,000
Early Repayment Charges
Linked to FTSE UK Gilts 15 Year Yield Index - variable penalty capped at 25% of amount drawn
Lender Details
Fees & Incentives
Valuation fee
FREE
Application fee
£599
Features