It’s time to put you, the homeowner in control of being able to research the whole equity release market.

smartER is the first and only intelligent equity release sourcing tool that allows homeowners over the age of 50 to research all later life lending options, in their own time. Based on your personal details, smartER will find plans from across the whole marketplace that you actually qualify for.

Created in real time, smartER will show you exactly how much money you could borrow as well as providing detailed information such as interest rates, set-up costs, features and incentives. To help fine tune your results further, filters allow you to shortlist the ones that are most relevant to you.

So, let’s get smartER about equity release research...

The equity release and later life lending market is rapidly changing as more lenders and products join this evolving market. Equity release is more complex than a residential mortgage, hence its important that consumers have the tools to conduct their own research – importantly being able to use them in their own time and without pressure.

With over 600 product versions, and rates constantly changing, keeping upto date and making sure you have the best deal has been impossible on your own – until now. smartER now provides access to the finer details about releasing equity, that before now, has only been available to equity release advisers.

Designed and built by advisers who have listened to consumers needs, smartER has taken years of development, liaison with lenders and employed the latest technologies.

Now, without having to rely on an adviser to conduct your research, we have put the power of research into the hands of the homeowner. smartER provides access to products across all four later life lending products – lifetime mortgages, retirement and retirement interest-only mortgages and home reversion plans.

Many websites have equity release calculators that just provide generic results which aren’t accurate or personalised - smartER changes all that.

By answering a few personal details, smartER then securely finds deals that are available based on this criteria. All results provided include the exact interest rate and amount you can borrow, a quote and apply request, plus the option to contact an adviser whenever you're ready.

smartER is here to empower the homeowner. We've put you in control and able to talk through your options with confidence you before engaging with your local Equity Release Supermarket adviser.

If you’re wanting to research your equity release and later life lending options in detail, where do you look?

Before smartER, your options were to use our compare deals tool or one of our range of calculators.

These are great if you want to get a quick understanding of how much you could borrow, or see the interest rates and features of the latest deals from across the entire marketplace.

But neither give you a shortlist of plans, created in real time that are based on your personal information and show you exactly how much you could borrow and even qualify for.

This is why smartER is here to revolutionise the future of equity release research.

Simply by inputting your details and your plan requirements, smartER will search the whole of the later life market in real-time and present a range of options based on your personal circumstances.

The more you tell us, the better your results!

Your shortlist will detail every plan personally available and show you exactly how much you could borrow. Our unique filters the allow you fine-tune your results down to just a few products that are tailored to you.

Finally, there is the option of creating an account to save your results. This has the benefit of picking up where you left off at any time in the future and updating your smartER results to the latest products - all without the need to input your details again!