More2Life - Tailored Plus
Roll up Lifetime Mortgage
Rate: 6.10%
APR: 6.43%
Incentive Deal:
Features: FREE valuation | Ill-Health Lifestyle Questionnaire | Inheritance Protection | Cashback Offers*

More2Life entered the equity release market in 2012 with an innovative roll-up lifetime mortgage plan which is now called the Tailored Choice Plan.

Originally backed by annuity specialists Partnership Assurance, More2life have created an enhanced lifetime mortgage product that will potentially increase the maximum lump sum you can receive based on your state of health & lifestyle.

Therefore, subject to medical underwriting, if you have a history of illness including high blood pressure, heart problems, diabetes and cancer, even down to smoking or being overweight on BMI statistics, could see you qualify for the extra tax free lump sum. NO medical will be required to become accepted on their scheme.

After successfully being underwritten, the More2Life plan can provide one of the largest lump sums currently available in the equity release market.

The More2life Tailored Choice equity release plan starts from age 55. Although the minimum age stated is 55, to qualify, the equivalent underwritten rated age must reach age 60 for single applications, and age 65 for joint applications.

The Tailored Choice Plan is currently available in England, Wales and mainland Scotland on properties valued over £70,000 and with no upper maximum valuation. Bespoke quotes for properties over £1m can be requested from upon request. Call 0800 678 5169 for a personalised quote, if so.

There is a minimum release of £10,000 & the enhanced lifetime mortgage can be offered on a drawdown basis also. Therefore, if you do not require the maximum cash release immediately, you take take a lower amount & further withdrawals again in the future. The maximum release of equity on the Tailored Choice Plan is currently £600,000 in England, yet £250,000 in Scotland and Wales.

You can borrow from the reserve facility without further approval & subject to a minimum of £5,000. There are no further admin fees on subsequent withdrawals from the drawdown facility.

A further attraction of the enhanced lifetime mortgage product is the ‘Protected Equity Guarantee’ option which allows a specific percentage of the value of the property to be safeguarded as an inheritance. This can be beneficial if you wish to guarantee an inheritance for your heirs.

FREE valuation offer currently available.

*Upto 5% Cashback offer on the initial loan amount dependent upon age

**Interest rates are based upon age

Please call our team on 0800 678 5169 for further information.
These are lifetime mortgages and home reversion plans. To understand their features and risks, ask for a personalised illustration.


  • All schemes are authorised and regulated by the FCA
  • Continued ownership of 100% of your home
  • Interest rates sourced from the whole of the market
  • Continued benefit from future house price increases
  • Special deals with incentives to save you money
  • Free initial advice with no commitment or credit checks

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These are lifetime mortgage & home reversion plans. To understand the risk & features of these plans, request a personalised Key Facts Illustration. helps you to compare and arrange equity release schemes from the whole of the equity release market:

Aviva | Bridgewater | Hodge Lifetime | Just Retirement | LV= | more2life | One Family | Retirement Advantage | Pure Retirement L&G Crown