Just For You - Drawdown
Roll up Lifetime Mortgage
Rate: 3.60%
APR: 3.60%
Incentive Deal:
Offers: FREE Unlimited Valuation | Exclusively Reduced Interest Rate | 10%pa Voluntary Repayment Option | 3 Year NO ERC Feature**

Launched in August 2004, Just Retirement specialise in retirement solutions & have now provided enhanced annuities & equity release products for many years.
With combined sales of more than £1.1 billion, Just Retirement have come to be recognised as one of the UK's leading providers of retirement solutions.

The Just Retirement Roll-Up equity release scheme is a typical drawdown lifetime mortgage whereby you are provided with a total cash facility. You then decide how much tax free cash you require initially, with the remaining funds left in a cash reserve facility to drawdown in the future as & when required.

Plans start at age 55 & there is a minimum property value of £70,000 with a £10,000 minimum initial withdrawal limit.

The advantage of equity release drawdown schemes is that whenever these additional withdrawals are required there is no further approval or additional valuation fees required. The minimum drawdown that can be made is just £2,000.

The interest rate on the initial cash withdrawal is fixed for life, however any subsequent withdrawals taken, will be at the rate applicable at that time. Therefore, different interest rates could apply to the varies tranches of money taken.

The Just Retirement Roll-Up Lifetime Mortgage Plan has the flexible facility of 10% voluntary payments each year calculated on the original amount borrowed. This allows the homeowner to repay upto 10% of the original amount borrowed each year & help control the future balance of the plan.

The 3 Year No ERC Feature** is applicable to joint life equity release applications where should one person die or go into care, the survivor can repay the loan with no penalty within 3 years of such an event.

Call 0800 678 5169 to discuss eligibility & request your Just Retirement Roll-Up Lifetime Mortgage Plan.
These are lifetime mortgages and home reversion plans. To understand their features and risks, ask for a personalised illustration.


  • All schemes are authorised and regulated by the FCA
  • Continued ownership of 100% of your home
  • Interest rates sourced from the whole of the market
  • Continued benefit from future house price increases
  • Special deals with incentives to save you money
  • Free initial advice with no commitment or credit checks

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These are lifetime mortgage & home reversion plans. To understand the risk & features of these plans, request a personalised Key Facts Illustration.

CompareEquityRelease.com helps you to compare and arrange equity release schemes from the whole of the equity release market:

Aviva | Bridgewater | Hodge Lifetime | Just Retirement | LV= | more2life | One Family | Retirement Advantage | Pure Retirement L&G Crown