Aviva - Lump Sum Max
Roll up Lifetime Mortgage
Rate: 3.14%
APR: 3.20%
Incentive Deal:
Features: *Limited Period £5 Application Fee | FREE Valuation Offer** + £1,000 Cashback | ***Bespoke Interest Rates based on Personal Criteria | 10%pa Voluntary Payments - NO Penalty

Aviva (formerly Norwich Union) have been providing equity release schemes to UK homeowners since 1998. They have assisted over 198,000 people release over £7 billion from their homes in order to enjoy the benefits of their lifetime mortgage plans.

The Aviva Lump Sum Max plan offers a higher one-off tax free lump sum to spend on whatever you wish. The Lump Sum Max interest rate is fixed for life and plans start at age 55.

Aviva specify is a minimum property value of £75,000 with an initial £15,000 minimum withdrawal limit.

The advantage of the Aviva Lump Sum Max plan is that their lifetime mortgage schemes can be tailored to suit your requirements.

Aviva offer selected intermediaries, the use of its new flexi tool which allows them to guide you towards the equity release scheme of your choice and design. This flexibility enables you to select personal options such as a cashback of £0, £500 or £1000, or the option of a free valuation. The choice is yours.

Every additional benefit you choose will affect the interest rate Aviva offer you. This is ideal for those that require a bespoke equity release scheme to suit their own needs, whether its the lowest interest rate, largest cashback or biggest equity release possible.

Aviva's Lump Sum Max product, aims to offer a higher release than normal and at certain ages even offers the maximum release in the whole equity release marketplace.

Additionally, Aviva have recently added an impaired life facility. Similar in principle to an enhanced annuity, here the underwriters check for any previous history of ill-health, such as high blood pressure, cancer, diabetes, smoker or overweight, then a further enhancement to the standard lump sum could apply.

If you feel that you may qualify please do not hesitate in contacting us to establish eligibility for the enhanced lifetime mortgage equity release scheme.

This Aviva lifetime mortgage now has the ability to accept Voluntary repayments of upto 10%pa of the original capital borrowed year with NO penalty. This product feature enables control over the future balance of the equity release plan. Indeed, there is now the choice of either maintaining a level balance, or even full repayment of the equity release mortgage over a 15-16 year period.

The Lump Sum Max product now has the option of an inheritance guarantee. This ensures a percentage of the final sale value is guaranteed to be passed onto the beneficiaries. This option comes with the expense of a slightly higher interest rate to the standard equity release product.
To cover the expense of providing the inheritance protection guarantee, a slightly higher interest rate is charged to the standard equity release product.

A further flexible feature which has been added applies to joint applications. Now, should one party die, the surviving planholder can then downsize & repay the equity release scheme off without ANY penalty, so long as this is carried out within 3 years of death.

*Reduced £5 application fee period until further notice.
**FREE valuation applies to property valuations upto £1,000,000
***Interest rates on the Aviva Flexi plan start are dependent upon personal health criteria and the options selected.

This rate assumes a female age 76, living in NG11, with a property valued at £200,000 and releasing equity of £84,000.

Please contact Compare Equity Release on 0800 678 5169 to obtain your personalised illustration.
These are lifetime mortgages and home reversion plans. To understand their features and risks, ask for a personalised illustration.


  • All schemes are authorised and regulated by the FCA
  • Continued ownership of 100% of your home
  • Interest rates sourced from the whole of the market
  • Continued benefit from future house price increases
  • Special deals with incentives to save you money
  • Free initial advice with no commitment or credit checks

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These are lifetime mortgage & home reversion plans. To understand the risk & features of these plans, request a personalised Key Facts Illustration.

CompareEquityRelease.com helps you to compare and arrange equity release schemes from the whole of the equity release market:

Aviva | Bridgewater | Hodge Lifetime | Just Retirement | LV= | more2life | One Family | Retirement Advantage | Pure Retirement L&G Crown